Fidelity Investments is a global financial services company best known for its wide range of investment management, retirement planning, brokerage, and wealth management solutions for individuals, institutions, and financial advisors. Founded in 1946, the firm has built a strong reputation for helping clients grow, manage, and protect their wealth through products such as mutual funds, ETFs, stocks, bonds, retirement accounts, and advisory services.
Fidelity is widely recognized for combining deep financial expertise with advanced technology, offering digital platforms and tools that allow investors to research markets, manage portfolios and plan for long-term financial goals with ease. Serving millions of customers worldwide, the company places a strong emphasis on customer education, transparency, and innovation, making it accessible to both beginner investors and experienced professionals. Overall, Fidelity Investments stands as a trusted name in the financial industry, known for its scale, reliability and commitment to supporting long-term investing and financial well-being.
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Fidelity Investments
Fidelity Investments is a multinational financial services company that provides a wide range of investment, retirement, brokerage, wealth management, and financial planning services to individual investors, institutions, and financial advisors. Established in 1946, the company has grown into one of the world’s largest asset managers, offering products such as mutual funds, exchange-traded funds (ETFs), stocks, bonds, retirement accounts and managed portfolios.
Fidelity is known for its strong focus on long-term investing, research-driven insights, and the use of advanced technology to help clients track investments, analyze markets and plan for future financial goals. Through its user-friendly digital platforms, educational resources and advisory services, Fidelity supports both beginners and experienced investors in making informed financial decisions. Overall, Fidelity Investments is widely regarded as a trusted and influential institution in the global financial industry, committed to helping people achieve financial security and growth over time.
Featured of Fidelity Investments
- Offers a wide range of investment products including mutual funds, ETFs, stocks, bonds, and options
- Provides comprehensive retirement solutions such as IRAs, 401(k) plans and employer-sponsored retirement services
- Known for strong research and market insights to support informed investing decisions
- User-friendly online and mobile platforms with advanced tools for trading, portfolio tracking and financial planning
- Offers wealth management and advisory services tailored to individual and institutional clients
- Emphasizes low-cost investing with many competitive, low-expense fund options
- Provides extensive educational resources for beginner and experienced investors
- Strong focus on long-term investing and financial goal planning
- Serves millions of customers globally with a reputation for trust, stability, and innovation.
How does Fidelity Investments work?
Fidelity Investments enables investors to trade stocks, bonds, mutual funds, ETFs, options, and foreign currencies, often with trading fees as low as $0. The company is also set to introduce cryptocurrency investing and trading, including bitcoin and ethereum, in select states. At present, Fidelity does not provide futures trading or options on futures.
With Fidelity, investors can choose from the following services:
- Managing investments on their own
- Using a robo-advisor
- Using a hybrid robo-advisor
- Working with a team of advisors
- Working one-on-one with a dedicated advisor
Investors can select an advisor based on factors such as location and professional qualifications. Although not all Fidelity advisors are classified as fiduciaries, they act in a fiduciary capacity when delivering advisory services under Fidelity’s terms. In addition to managing investment accounts, advisors use tax-efficient investment strategies to help reduce the overall tax impact on portfolios.
Fidelity also supports its investors with a wide range of educational resources and tools. These include portfolio analysis features and investment screeners designed to assist in making informed decisions. Customer support is available 24/7 through a virtual assistant or by phone, while live team chat support is offered during regular business hours.
Fidelity Investments Fees
Fidelity, investors can benefit from $0 trading commissions and gain access to a broad selection of no-transaction-fee mutual funds. Options trades continue to carry a contract fee of 65 cents, and sell orders are subject to a small assessment fee ranging from 1 cent to 3 cents per $1,000 of principal.
Fidelity provides multiple account types with different minimum investment requirements and fee structures:
- Robo-advisor Fidelity Go accounts from $0 to $24,999: These accounts have no advisory fees and no account minimums, though a minimum balance of $10 is required to begin investing.
- Robo-advisor Fidelity Go accounts of $25,000 or more: Once the account balance reaches $25,000, a 0.35% annual advisory fee applies, along with access to a live advisor.
- Wealth management accounts: These accounts typically require minimum investments ranging from $50,000 to $250,000, depending on the level of advisor involvement desired. Advisory fees generally range from 0.50% to 1.50%.
Is Fidelity Investments worth it?
Yes, Fidelity Investments is generally considered a reliable and worthwhile platform for many investors but its value depends on your personal goals and experience level. It is often ranked among the top online brokerages because of its low costs, wide range of investment options and helpful tools for both beginners and experienced investors. Fidelity offers $0 commission trading on U.S. stocks, ETFs, and options, along with access to many no-transaction-fee mutual funds. It also provides strong research tools and educational resources without requiring a minimum deposit which makes it a good choice for long-term investing and portfolio building. However, Fidelity does not support futures or forex trading, and some users feel that parts of the mobile app or advanced features can be slightly difficult to use.
- Fidelity is generally considered worth it for investors who want:
- Low trading costs and a wide range of investment options
- Strong research and planning tools
- Reliable customer service and long-term investing support
Conclusion
Fidelity Investments stands out as a well-established and trusted financial services platform that caters to a wide range of investors, from beginners to experienced professionals. With its low-cost trading structure, broad selection of investment options, and access to powerful research, planning, and educational tools, Fidelity makes it easier for individuals to build and manage diversified portfolios over the long term. The availability of multiple account types, advisory models, and retirement solutions allows investors to choose an approach that matches their financial goals and comfort level. While the platform does not support futures or forex trading and some features may feel complex to new users, its overall reliability, strong customer support, and focus on long-term financial growth make it a solid choice. Fidelity Investments is widely regarded as a dependable and comprehensive platform for investing, retirement planning, and wealth management.
