If homeowners require urgent home repairs, HomeServe offers a range of service agreements to help safeguard their finances. Options for HVAC, electrical, and plumbing systems are covered. Additionally, the organization offers combined home warranty contracts. HomeServe collaborates with a nationwide network of contractors and technicians, as well as utilities and local governments.
HomeServe provides different service plans to help protect homeowners from large, unexpected repair costs. Its coverage includes plumbing, HVAC (heating, ventilation, and air conditioning), and electrical systems. The company also offers combo home warranty plans. HomeServe partners with utilities and municipalities across the country and works with a nationwide network of technicians and contractors.
Advantage
- Repairs guaranteed for one year
- Local, licensed technicians
- Website provides lots of information
Dis-advantage
- Availability and costs vary greatly by location
- May need multiple plans to get the coverage you want
HomeServe
HomeServe is a home warranty provider founded in 2003. It provides a range of service plans to cover appliances and household systems that are normally not covered by homeowners’ insurance. HomeServe offers home warranties to about 5 million consumers, according to its website.
You can call HomeServe or submit an online service request to arrange a covered repair. The business will put you in touch with a qualified, nearby specialist who can identify the problem and fix it.
You may schedule service, add or remove coverage, and make payments using the HomeServe app, which lets you manage your account from your smartphone.
HomeServe coverage and plans
Three HomeServe service plans are available to cover repairs to your primary home systems: electrical, heating and cooling, and plumbing. Combo policies are also offered if you wish to optimize your protection.
With each plan, you can choose the components you want to cover:
- Plumbing: Clogged toilets, leaking water heater supply lines, septic or sewer lines, outside water service lines, and internal water pipes.
- Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners, and refrigerant leaks
- Electrical: Electrical wiring, outlets, switches, and exhaust fan
HomeServe’s combo plans:
- Appliance plan: Covers eight major appliances
- Warranty Combo plan: Covers your appliances and 10 home systems
- Premium Home Protection plan: Covers six home systems
HomeServe cost
The monthly cost of HomeServe plans starts at $7.95. To obtain the most exact quote, enter your ZIP code. Total warranty costs vary by location and plan.
| Plan | Monthly Costs |
| Exterior water service line | $7.95 |
| Exterior sewer/septic line | $12.98 |
| Interior plumbing and drainage system | $18.99 |
| Heating system | $12.99 |
| Water heater repair and replacement | $12.99 |
| Cooling system | $12.99 |
| Water heater repair | $9.49 |
| Gas line plus | $6.49 |
| Exterior electrical line | $5.49 |
| Interior electrical line | $11.99 |
| Electrical surge | $3.99 |
| Exterior service line coverage | $20.97 |
| Premium home protection plan | $69.99 |
| Interior protection plan | $55.99 |
| Home comfort plan | $29.99 |
| Heating and cooling plan | $19.99 |
| Tech protection (Premier) | $17.99 |
| Tech protection (Essential) | $11.99 |
| Complete plumbing plan | $41.99 |
Discounts
For your first year of service, certain programs provide a 20% discount. Additionally, you can subscribe to the business’s email list to get occasional discounts.
HomeServe coverage exclusions
The plans you choose will affect your coverage. To better understand what is covered, it’s always a good idea to read the fine print on any warranty. Here are a few exclusions you may see in your contract:
- 30-day waiting period: During the first 30 days after acquiring coverage, you may not schedule a service call.
- Negligence: Repairs are not covered if you or someone else’s carelessness resulted in damage.
- Unusual circumstances: Damages resulting from natural catastrophes, pandemics, war, and other uncommon events are not covered.
- Correction of repairs:If you attempted to fix something on your own, the cost of correcting errors is not covered.
- Unlisted systems: Your warranty does not cover any parts of your house that are not specified in the contract’s “What Is a Covered Repair” section.
How to file a claim with HomeServe
With HomeServe, you can submit a claim via the HomeServe app, over the phone, or online.
Planholders can ask for assistance by calling the emergency repair line. A service provider should contact you within four hours of filing a claim for an urgent repair. You might not hear back until noon on the following working day if the repair is not urgent.
Your HomeServe ID will be required when you submit your claim. To dispatch a service provider, you must explain the issue you are experiencing and let them know when you are available.
Conclusion
Home repairs can be stressful, particularly when they lead to unforeseen, high-priced expenses. HomeServe can help with that. The business offers service plans that shield customers from unforeseen expenses for major appliances, heating, cooling, electrical, and plumbing repairs. If you want predictable monthly costs instead of surprise repair bills, HomeServe could be a helpful option, especially for older homes or homeowners without emergency savings set aside for repairs.
