Credibly Secures over $260 Million in New Financing

The deal included a new asset-backed securitization, along with the refinancing of its mezzanine and warehouse credit facilities with Truist Bank and Medalist Partners.

The company plans to use the funding to increase its lending capacity, support rising demand for flexible capital from small and medium-sized businesses, and expand its data-driven lending platform through 2026.

Small and medium sized businesses are increasingly using alternative lenders to get faster access to capital. Credibly uses AI and data driven underwriting to simplify the lending process, allowing quicker approvals and more tailored financing solutions.

Credibly continues to invest in its funding strategy and technology systems to support long-term growth. With stronger financing capacity and a solid balance sheet, the company is well positioned to expand access to capital for small- and medium-sized businesses and to strengthen its partnerships across the broker network.

"With this expanded capital base and a record first quarter, we are well-positioned to support even more businesses with the working capital that they need to grow," said Minyang Jiang, Chief Strategy Officer at Credibly.

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"Access to quick, efficient, and scalable capital is critical to serving small businesses at the speed they operate," said Ryan Rosett, Credibly's Founder and co-CEO. "This financing strengthens our ability to deliver on that promise, and positions us for continued growth in 2026, and beyond."

About Credibly

Founded in 2010 by Ryan Rosett, Credibly is a fintech working capital company that helps small and medium sized businesses access capital with faster more flexible funding options. The company has provided over $3 billion in financing to more than 60,000 SMBs, while maintaining a strong focus on risk management and compliance.

Credibly was the first in its industry to acquire servicing rights to another alternative lender’s $250 million portfolio. It has shown steady growth over time and was one of only two alternative financing firms to maintain its asset-backed securitization through the COVID-19 period, with strong origination performance across cycles.

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