Kubera Health Raises $6.5M in Seed Funding Led by Upfront Ventures

The round also saw participation from Company Ventures, Dria Ventures, and SemperVirens.

The company plans to use the funds to continue investing in its product, engineering, and go-to-market teams. It will also expand its capabilities in value-based care and other advanced contract models, build a dedicated payment recovery platform, and increase adoption across health systems, provider organizations, and payor networks.

Kubera Health mainly works with mid-sized and large health systems that manage complex healthcare contracts and payments. Every customer so far has expanded their partnership with the company, including Hollywood Presbyterian Medical Center in Los Angeles.

The American Medical Association estimates that one in five commercial healthcare claims is processed incorrectly a problem that has remained largely unchanged for more than a decade. This contributes to the massive administrative burden in US healthcare, which now cost's about $1 trillion each year, while hospital bad debt increased by 10% in 2025 alone.

One major issue is that healthcare contracts and claims systems are not directly connected. Payment rules are spread across thousands of pages of contracts, fee schedules, amendments, and payor policies, often stored separately from the systems that process claims. As a result, providers lose an estimated 3% to 10% of annual net revenue from inaccurate payments, payors spend billions resolving disputes, and patients are often left with unexpected out of pocket costs and little explanation.

For years, the healthcare industry has managed payment disputes by adding more staff instead of solving the underlying problem. Now, AI tools are increasing the complexity with payors using AI to quickly deny or reduce claims while providers use AI to appeal those decisions, creating what many call the “Battle of the Bots.”

Kubera Health is building a system designed to address the root issue by creating accountability around healthcare payments and making sure contracts are followed correctly. The platform converts payor-provider agreements into structured rules that continuously monitor claims and payment data.

Its tools help organizations organize contracts, track deadlines, compare rates and terms with market benchmarks, and model contract changes before agreements are signed. Kubera also audits payments, identifies discrepancies, explains how they relate to contract terms and incorporates payor coverage policies into the same system to help prevent disputes before they happen.

"I went into medicine expecting to spend my career on care delivery. The hardest problems I ran into were the ones nobody was supposed to talk about: billion-dollar payment decisions running through spreadsheets, and an industry betting its future on value-based care without the contract and payment infrastructure to support it. That's what Kubera is building," said Roja Garimella, founder and CEO at Kubera Health.

"Kubera has become an extension of our managed care team," said Deb DuRoff, FACHE, Vice President of Managed Care at Hollywood Presbyterian Medical Center. "Our contracts and reimbursement methodologies are some of the most complex in healthcare, and we needed a partner sophisticated enough to model them and validate payments against them."

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"Kubera is rebuilding healthcare's broken payment foundation, turning contracts into code that runs against claims, so payors and providers finally operate from the same source of truth instead of fighting over the gaps between two different ones," said Kevin Zhang, General Partner at Upfront Ventures. "Roja, a physician who has lived this problem from the payor, provider and clinical sides, is exactly the founder to build it."

About Kubera Health

Founded in 2023, by Roja Garimella, Kubera Health is building a system that connects healthcare contracts directly to payment data. The platform converts payor provider agreements into structured rules. It continuously applies them to claims and payment's giving both payors and providers a clear and shared understanding of what payments should be made, and what was actually paid.

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