Fintech Startup Zaria Systems Secures $5.2M in Seed Funding

Zaria Systems, Inc., a San Francisco, CA-based provider of a real-time infrastructure platform for mark-to-market credit and structured finance, has raised $5.2 million in a seed funding round led by Lightspeed Venture Partners.

The company will use the funds to accelerate growth, expand its existing services, grow its team, and develop its technology platform.

What is Zaria Systems?

Zaria Systems builds infrastructure for structured finance, helping lenders and financial institutions monitor collateral and manage loans in real time.

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Its services include loan servicing, backup servicing, collateral management, and agency services. The platform supports traditional structured finance as well as lending backed by digital assets and tokenized securities.

Unlike traditional systems that rely on periodic checks, Zaria's infrastructure supports real time collateral monitoring and automated margin calls. Its platform is already working with partners including Ledn, Maple, Galaxy, Kraken and Figure.

The company has also applied to the Office of the Comptroller of the Currency (OCC) to establish Zaria National Trust Bank, a proposed special-purpose national bank.

How Much Funding Has Zaria Systems Raised?

Zaria Systems has raised $5.2 million in its latest seed funding round.

The source does not provide details of previous funding rounds or the company's total funding to date.

Who Invested in Zaria Systems’ Seed Round?

The $5.2 million seed funding round was led by Lightspeed Venture Partners.

The source does not name any other participating investors.

Why the Funding Matters

Zaria Systems will use the funding to accelerate business growth, expand its services, hire more employees, and extend its technology platform.

The company is also pursuing a national trust bank charter. If approved, the proposed bank would bring its trustee and agency services, loan servicing, and collateral management operations under one federally regulated entity.

Who founded Zaria Systems?

Zaria Systems was founded by Emily Barron and Keith Dallara. The company is based in San Francisco, California.

"This financing lets us accelerate growth and scale our existing services," said Emily Barron, Co-Founder and CEO of Zaria. "We're currently running servicing, backup servicing, collateral management, and agency infrastructure for structured finance and digital asset-backed loans.

"Zaria has already built real traction with structured finance and digital asset-backed lenders," said Aaron Frank, Partner, Fintech at Lightspeed Venture Partners. "Emily and her team have combined deep structured finance expertise with the technical rigor to build that infrastructure from the ground up, and we're proud to have been able to back them from the earliest days."

Market and Business Growth

Zaria's platform is live with partners including Ledn, Maple, Galaxy, Kraken, and Figure. It provides infrastructure for warehouse facilities, forward-flow loan sale programmes, and securitizations.

The company's management and proposed bank organizers bring experience from organizations including BNY Mellon, Barclays, Morgan Stanley, Moody's, SoFi, Affirm, NYDIG, Block, and the OCC.

What Happens Next?

Zaria Systems plans to expand its technology platform, scale its services, and grow its team.

The company is also seeking approval for Zaria National Trust Bank. If the charter is approved, it plans to offer corporate trustee and agency services alongside its existing loan servicing and collateral management operations.

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