Linker Finance Raises $5M in Seed Funding from Chingona Ventures

The company will use the funding to continue developing its products for retail banking, business onboarding, and business banking. It also plans to invest further in its AI-powered customer intelligence platform.

Linker's ready-to-use banking platform helps community banks launch new digital services much faster. Banks can go live in as little as eight weeks instead of spending years on complex implementations.

Read More:Singularity Raises $80M in Series A at $400M Valuation

The platform lets banks add modern features without replacing their existing core banking system. This makes it easier for community banks to compete and grow while keeping costs and disruption low.

Linker Finance helps banks attract deposits, offer digital account opening, improve business onboarding, expand business banking services, and provide fully branded mobile and online banking experiences for both personal and business customers.

Linker Finance is also developing Grandir, an AI-powered platform designed specifically for community banks. It helps banks better understand customer needs, find new growth opportunities, reduce manual work, and strengthen customer relationships.

"Delivering modern digital experiences while preserving trust and relationship-driven service is one of the biggest challenges we face as community bankers," said Steve Smith, Vice Chairman, President and CEO of 22nd State Banking Company. "Always. Bank, a division of 22nd State Banking Company, was built on the belief that customers should not have to choose between digital access and real human support.

"Community banks carry an outsized share of the country's most important lending, built through real relationships. Linker Finance gives them technology that matches that trust. Jorge, and his team have continued to impress us with their execution since we originally invested. In addition, having a bank like 22nd State Banking Company join this round is the clearest validation there is.

"Community banks' growth has historically been limited by fragmentation, legacy infrastructure and access to specialized digital growth know-how, resulting in subpar customer experiences, complex operations and multi-year timelines," said Jorge Garcia, CEO and Co-Founder of Linker Finance. "Over the last two years, we have proven that with the right product, technology and playbooks, community banks can consistently and predictably grow their balance sheet using Linker.

About Linker Finance

Founded in 2023 by Jorge Garcia, Linker Finance provides a modular banking platform that helps community banks attract deposits, strengthen customer relationships, simplify onboarding, and offer modern digital banking services. The platform includes digital account opening, business onboarding, AI powered tools, CRM features, payments and treasury services, fraud, and identity integrations and fully branded mobile and online banking experiences for both retail and business customers.

Read More:TransPak Receives Investment From Odyssey Investment Partners