SUMMARY
- Zippy raised $20 million in Series C funding.
- The funds will support new loans and growth.
- Zippy provides home loans for manufactured housing.
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Follow usZippy, a Dallas-based company focused on manufactured housing finance, has raised $20 million in Series C funding from Saluda Grade.
The company will use the funding to introduce new loan products across community, retail, and wholesale distribution channels. It also plans to expand its technology capabilities and increase its lending capacity.
What is Zippy?
Zippy provides financing solutions for manufactured housing, helping families access affordable homeownership.
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The company works with manufactured housing communities, retailers, dealers, and wholesale partners to offer loan products. Its platform combines lending technology, underwriting tools, digital applications, and loan servicing capabilities.
Zippy has developed a proprietary loan origination platform that supports digital applications, partner-facing tools, loan decisions, standardised documentation, and data management.
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How Much Funding Has Zippy Raised?
Zippy has raised $20 million in its latest Series C funding round from Saluda Grade.
The company also reported securing more than $600 million in capital commitments during 2026. The source does not provide a breakdown of its previous funding rounds or total equity funding raised to date.
Who Invested in Zippy’s Series C?
The $20 million Series C funding round was backed by Saluda Grade, which also brings a strategic partnership to support Zippy's growth.
The source does not mention any other participating investors in this round.
Why the Funding Matters
Zippy will use the funding to launch new loan products across community, retail, and wholesale channels.
The company also plans to expand its technology capabilities and balance sheet capacity. These investments are intended to support its growth as a manufactured housing lender and help it serve more customers and distribution partners.
Who founded Zippy?
Zippy was founded in 2021 by Ben Halliday and Jordan Bucy. The company is headquartered in Dallas, Texas.
“Manufactured housing is already one of the most compelling affordable homeownership solutions in America, but it needs a financing system that is just as modern and efficient as the homes themselves,” said Ben Halliday, Co-Founder and CEO of Zippy.
“Zippy has built an impressive platform in one of the most overlooked sectors of housing finance,” said John Stepp, Head of Ventures at Saluda Grade. “We’ve been fortunate to have a longstanding relationship with their leadership team, and it’s clear Zippy has combined deep industry expertise, proprietary technology, and a disciplined approach to lending to create a differentiated foundation for long-term growth.
Market and Business Growth
Zippy has expanded it's lending operations and infrastructure to support manufactured housing finance across the United States.
Key business details include:
- Capital commitments: More than $600 million secured in 2026.
- Geographic presence: The company currently serves 27 states.
- Technology: Its proprietary platform supports digital applications, underwriting, loan decisions, documentation and servicing.
- Distribution network: Zippy works with manufactured housing communities, retailers, dealers and wholesale partners.
The company has built regulatory, legal, risk management, and servicing infrastructure to support its goal of becoming a national, full-service manufactured housing lending platform.
What Happens Next?
Zippy plans to expand beyond the 27 states it currently serves and introduce new loan products across community, retail, and wholesale channels.
The company will also continue investing in its technology and lending capacity to support its expansion in manufactured housing finance.
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